Sorry, you may not qualify.


Loan eligibility

While we’d like to help everyone, we can’t currently give a loan if you:

  • are under the age of 18
  • are not a NZ resident, citizen or work/student visa holder
  • won’t be able to repay a new loan
  • need cash or a loan for vacations or household bills like food or future rent payments
  • are a single person receiving job seeker payments as a main income source
  • receive a weekly income of more than NZD $1685.

We also have some financial limits on how much we can loan.

Urgent financial support

If you need urgent financial support you can:

Where else to seek support