Evaluation: No interest loans scheme
The evaluation of a pilot no interest loans scheme, in partnership with Aviva, reports on microfinance as a family violence response.
Good Shepherd’s No Interest Loan Scheme (NILS) offered no interest loans to people on low incomes for the purchase of essential household goods and services. The NILS model was offered to accredited community organisations, allowing them an adaptable way to provide safe, fair and affordable loans to their individual communities.
Aviva, a specialist family violence agency, was one such organisation. Good Shepherd and Aviva implemented a pilot programme for Aviva’s clients in Christchurch. The Aviva NILS pilot ran from February 2014 to February 2015. This report presents the key findings and recommendations from the evaluation.