Submission: People’s Select Committee on Pay Equity 

Good Shepherd New Zealand recently made a submission on changes to the pay equity claims process.

Because the equal pay Bill was passed under urgency, there was no opportunity for public consultation. The People’s Select Committee has been established so the voices of the people of Aotearoa can be heard. 

We see the Equal Pay Amendment Act 2025 as a dismissal of the need for action on gender inequity. Equal pay for work of equal value is a fundamental human right and contributes strongly to overall and future financial wellbeing. Yet our gender pay gap is proof that there is an on-going social and financial impact of traditional gendered norms within the workforce. Certain occupations and industries continue to be female dominated, with poorer pay conditions and significant undervaluation. Many of these jobs require similar skills, education, or responsibilities as male-dominated jobs, yet receive lower pay.   

The pay equity claims process is a rare example of the Government directly intervening to address gender based financial inequity, rather than relying on the market to “right itself” or focusing on policies/changes that prioritise measuring the scale of inequity. There needs to be accessible pathways to rebalance occupational segregation, vertically and horizontally, and the associated differences in pay that come with this. 

Submission: Review of legal aid regime

Good Shepherd New Zealand recently submitted on proposed changes to the legal aid regime.

We are strongly supportive of changes that expand the legal aid system and ensure more people can access justice. However, while we understand the need to focus on financial sustainability for the scheme to continue in its current form, we are concerned that given the current fiscal environment, cost-saving may be prioritised over access to justice.

In our services, we see people who struggle to access justice, particularly in our family violence economic harm service. Any changes to the system should be focused on reducing process inefficiencies and incentivising more lawyers to be part of the legal aid system, not adding additional financial burdens on users of legal aid.

Limiting the availability of legal aid will seriously impact those already at the margins, and women and children experiencing violence. 

Report: Defining dignified income

Today we’re releasing our latest policy paper, “Defining dignified income”. We use the term ‘dignified income’ to describe income that is more than just enough to scrape by – it allows for women to live fulfilled lives.

This paper explores the issues preventing women from receiving equitable employment outcomes and breaks down how we define dignified income to better understand the factors which support women’s financial outcomes.

Year in Review:
2024-2025

Read what we got up to in July 2024 – June 2025 and discover how we supported more people across Aotearoa New Zealand than ever.

Our Year in Review reflects on a record volume of enquiries to our financial wellbeing programmes and the work that was prioritised to continue to grow and adapt to meet the emerging needs of the women and whānau of Aotearoa.

Report: Social return on investment for GSNZ services  

Over the last few months, Good Shepherd NZ has been working alongside MartinJenkins to calculate the social return on investment for two of our services.

These reports calculate the social return on investment for our Good Loans and Family Violence Economic Harm Support services.

The independent analysis found that our services deliver incredible social good for New Zealanders – between $3.40 and $11.80 generated for every dollar spent.

Report: Financial barriers to exiting abusive relationships

This report covers how financial barriers prevent women from leaving abusive relationships.

This report pulls together information from our client research with academic and cross-sector findings to tell a story about the financial challenges facing women when they try to leave an abusive relationship. 

Submission: Changes to Working for Families  

Good Shepherd New Zealand recently submitted on proposed changes to the Working for Families regime.

We are supportive of policy changes that help families avoid overpayment debt, if done in a way that minimises the everyday financial impact on families.

Overpayment debt is often created through no fault or malicious intent and families shouldn’t be thrown into debt because a working parent accepts a promotion, for example. However, we believe it is short-sighted to focus a review on overpayment without giving equal importance to the issue of underpayment. Given New Zealand faces an acknowledged cost-of-living crisis, and is consistently failing to meet child poverty targets, more families than ever are depending on government assistance to feed and clothe their children.

Submission: Access to basic transaction accounts

We recently submitted on an issues paper released by Council of Financial Regulators exploring the concept of basic transaction accounts as a potential mechanism to improve financial inclusion.

We are strongly supportive of work being done to improve financial inclusion for underserved customers. Many people throughout New Zealand struggle to access banking, many of whom are already vulnerable or in hardship. Through our services we see people who are forced to use family members or friends bank accounts instead of having their own.

Bank accounts are often the gateway to other financial products and services. In an increasingly digital world, lacking access to a bank account can lock people out of housing, employment, and utilities – especially when cash is no longer accepted. Access to these services is particularly important for people trying to rebuild their lives after an abusive relationship.

Paper: Issues facing women experiencing harm and hardship

This paper pulls together research and data from several sources and serves as a point in time view of how different factors come together to disadvantage women in New Zealand.

The paper focuses on the key financial and economic challenges that women are facing. It shows that while there is important work being done by the community, philanthropic and government sectors, there is still significant need for change. Women continue to face worse financial outcomes and remain vulnerable to harm and hardship.

Research: Family violence economic abuse

This report and its companion resources shine light on women’s experiences of economic abuse and the long-term financial and economic consequences of family violence.

Family walking in park

Good Shepherd New Zealand seeks to raise awareness and improve understanding of economic abuse and harm from family violence.

To support these efforts, we interviewed people who experienced this form of abuse and analysed data from our services and from Women’s Refuge.