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Our DEBTsolve programme will help you take control of your unmanageable debt.

Our specialist debt coaches will work with you to understand your situation and create a plan that will help you get on top of your debt. 

Our free DEBTsolve programme combines debt coaching, advocacy and debt solution loans of up to $15,000 to help with your unmanageable debt. 

When you commit to DEBTsolve you:

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What’s good about DEBTsolve?

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You get your own unique financial plan of action

We help negotiate with lenders to reduce your existing debts and create more manageable repayments

You may have the option to apply for a  low interest debt solution loan of up to $15,000*

You get one-on-one confidential support from a specialist debt coach

How it works:

1. Speak to a loan worker

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Begin by having a confidential conversation with one of our friendly loan workers about your financial situation and how DEBTsolve could help you.

2. Connect with your debt coach

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Next, you'll speak with your specialist debt coach. You will work together to understand your financial situation and identify the best possible solution for you.

3. Create a financial plan of action

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Together you'll build your plan. This could include negotiating with lenders for more manageable repayments, or applying for a debt solution loan of up to $15,000.

4. Take control of your debts

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With ongoing support from your debt coach, implement your plan and regain control of your financial situation.

Take the first step to regain control of your unmanageable debt.

Our debt solution loans are no and low interest, are paid to creditors directly and are not for cash.

Click here to read more about your rights and responsibilities 

More support

*BNZ terms and conditions and lending criteria apply.

Loans are for approved purposes only, paid directly to suppliers/creditors (no cash loans)
Loans for debt consolidation may be provided alongside debt coaching and advocacy as part of our DEBTsolve programme.