Our no interest Good Loans are designed to help New Zealanders with limited incomes purchase essential household goods and services.
The above is a guide only. Your Good Loans Advisor can discuss loan purposes with you. Loans are not for cash or existing bills.
Our DEBTsolve programme combines specialist debt coaching and advocacy with debt solution loans for unmanageable debt.
You may be able to apply for a no interest loan if your yearly income is less than the amounts listed in the table below:
These amounts are a guide only.
These thresholds are current as at 1 April 2022 and are subject to change.
“When you can’t eat what you like, everything is very bleak & dark. The loan has made an enormous, huge difference.”
– Maria, paid for dental work.
“I really liked that they made sure I would be able to keep up with the repayments and not be left in financial strife.”
– Nicky, bought a used car.
“My daughter has health problems & has to go to hospital. Now I’ve got a vehicle to take her to the medical centre.”
– Billy, bought a used car.
If you are not able to visit your provider in-person, please contact our phone-based team
Repayments are examples only. Approved purchases only, paid directly to suppliers/creditors (no cash loans).
*Good Loans lending and affordability criteria apply.
**DEBTsolve loans may be provided alongside debt coaching and advocacy as part of our DEBTsolve Programme.