Our no interest Good Loans are designed to help New Zealanders with limited incomes purchase essential household goods and services.
The above is a guide only. Your Good Loans Advisor can discuss loan purposes with you. Loans are not for cash or existing bills.
Our DEBTsolve programme combines specialist debt coaching and advocacy with debt solution loans for unmanageable debt.
You may be able to apply for a no interest loan if your yearly income is less than the amounts listed in the table below:
These amounts are a guide only.
“When you can’t eat what you like, everything is very bleak & dark. The loan has made an enormous, huge difference.”
– Maria, paid for dental work.
“I really liked that they made sure I would be able to keep up with the repayments and not be left in financial strife.”
– Nicky, bought a used car.
“My daughter has health problems & has to go to hospital. Now I’ve got a vehicle to take her to the medical centre.”
– Billy, bought a used car.
If you are not able to visit your provider in-person, please contact our phone-based team
Good Shepherd New Zealand and the community organisations who work with us to deliver Good Loans take your rights very seriously.
Set out below is what you can expect from us and what we expect from you.
Terms and conditions summarises important information relating to your Good Loan.
These form part of our loan offer so we recommend you take some time to read them.
This explains what happens to your personal information when you enquire about or participate in the Good Loans programme.
Repayments are examples only. Approved purchases only, paid directly to suppliers/creditors (no cash loans).
*Good Loans lending and affordability criteria apply.
**DEBTsolve loans may be provided alongside debt coaching and advocacy as part of our DEBTsolve Programme.