This is not because budgeting is a complicated process, just that it can take a number of conversations and considerations to develop.
These conversations are critical relationship builders.
A couple doing a budget together for the first time will involve writing numbers onto a form that have a lot of meaning and history attached to them – fears from the past and hopes for the future.
If your partner understands the need to plan but doesn’t want to do it, or they struggle to follow a budget, it may be difficult getting them to commit.
You can’t make someone do something they don’t want to, so it’s important to come up with a solution that works for both of you.